sigesige00 Posted February 24, 2011 Report Share Posted February 24, 2011 I have some questions. In Japan, banks and bank-like companies (credit union, farmers union, fishery union, etc) have headquarters and local branches. (Except for on-line banks who do not have local branches) In Britain, do banks not have headquarters? I searched Llyods TSB and Royal Bank of Scotland websites, but I could not found headquarters, only "branches" and "offices". Do British banks not have headquarters? And is there no online banks? Quote Link to comment Share on other sites More sharing options...
graham Posted February 24, 2011 Report Share Posted February 24, 2011 (edited) In Britain, do banks not have headquarters? I searched Llyods TSB and Royal Bank of Scotland websites, but I could not found headquarters, only "branches" and "offices". Do British banks not have headquarters? And is there no online banks? British banks do indeed have headquarters. The Bank of England for example has its headquarters in London Town's Threadneedle Street and is oft termed "The Old Lady of Threadneedle Street" as a consequence. The headquarters of the Bank of Scotland is on the Mound in Edinburgh. Unfortunately there are no online banks, so customers of the aforementioned banks have to travel to the headquarters to retrieve their monies. Anyone planning to buy a house has to take a wheelbarrow. Edited February 24, 2011 by graham Quote Link to comment Share on other sites More sharing options...
sigesige00 Posted February 25, 2011 Author Report Share Posted February 25, 2011 (edited) British banks do indeed have headquarters. The Bank of England for example has its headquarters in London Town's Threadneedle Street and is oft termed "The Old Lady of Threadneedle Street" as a consequence. The headquarters of the Bank of Scotland is on the Mound in Edinburgh. Unfortunately there are no online banks, so customers of the aforementioned banks have to travel to the headquarters to retrieve their monies. Anyone planning to buy a house has to take a wheelbarrow. Thank you for your answer. Can customers open accounts at headquarters without account maintenance fee? And is there any bank whose headquarters is in Brighton? And I have another question. The account number of a British bank is, for example, 22-80-34 29976551. Is the first 6 numbers means the branch? Edited February 25, 2011 by sigesige00 Quote Link to comment Share on other sites More sharing options...
The Devil's Point Posted February 25, 2011 Report Share Posted February 25, 2011 Unfortunately there are no online banks, so customers of the aforementioned banks have to travel to the headquarters to retrieve their monies. Anyone planning to buy a house has to take a wheelbarrow. Or a rucksack if you are planning to buy a tank of fuel. Also there are no online credit facilities. If you wish to take any form of loan in Scotland you must attend an appointment with your "Bank Manager" who will look into your financial circumstances in great detail, assess whether the loan is appropriate in your circumstances and generally try to steer you away from going into debt and incurring any form of exorbitant interest or charges. We in Scotland are aware our system is dreadfully old fashioned and will try to move to a more convenient online money lending system shortly. Quote Link to comment Share on other sites More sharing options...
redmike Posted February 25, 2011 Report Share Posted February 25, 2011 Thank you for your answer. Can customers open accounts at headquarters without account maintenance fee? And is there any bank whose headquarters is in Brighton? And I have another question. The account number of a British bank is, for example, 22-80-34 29976551. Is the first 6 numbers means the branch? Most UK banks offer some kind of account which operates without fees. You should be able to open such an account at any branch of any bank - you don't have to go to the headquarters. The 1st 6 digits, known as the sort code, should equate to the branch. In practise though, a physical branch may have multiple sort codes, as other branches may have closed and the accounts transferred. Quote Link to comment Share on other sites More sharing options...
crazy davie Posted February 25, 2011 Report Share Posted February 25, 2011 Most UK banks offer some kind of account which operates without fees. You should be able to open such an account at any branch of any bank - you don't have to go to the headquarters. The 1st 6 digits, known as the sort code, should equate to the branch. In practise though, a physical branch may have multiple sort codes, as other branches may have closed and the accounts transferred. Why did you do that to yourself ? Quote Link to comment Share on other sites More sharing options...
Norman Posted February 25, 2011 Report Share Posted February 25, 2011 And I have another question. The account number of a British bank is, for example, 22-80-34 29976551. Is the first 6 numbers means the branch? Well, that's the bank account details collected. All I've got to do now is get a few answers to the possible security questions... Hey sigesige00, do you know how to make up your "porn star" name? You take your first pet's name and your mother's maiden name. Let me know what you get. Oh, and "by the way", I was hoping to send you a replica top for your birthday. Can you remind me when it is again? Quote Link to comment Share on other sites More sharing options...
Jaggernaut Posted February 25, 2011 Report Share Posted February 25, 2011 I've got an ING internet account. ING has no branches in any cities, as far as I know. (But they've got my money.....). I've also got a BoS account (well, 3 actually), and a Dunfermline account (well, 2 actually, incuding a Jags Savers account!). a Clydesdale account, a Santander account, a Cic Est account (France), and a Mizuho account (Japan). And I'm totally skint. Quote Link to comment Share on other sites More sharing options...
Jaggy1967 Posted February 25, 2011 Report Share Posted February 25, 2011 (edited) I have some questions. In Japan, banks and bank-like companies (credit union, farmers union, fishery union, etc) have headquarters and local branches. (Except for on-line banks who do not have local branches) In Britain, do banks not have headquarters? I searched Llyods TSB and Royal Bank of Scotland websites, but I could not found headquarters, only "branches" and "offices". Do British banks not have headquarters? And is there no online banks? Most of banks headquarters were mega regionalised 12-18 months ago when most people decided to open their own branch in their biscuit tin , under their bed any place that you could stuff 50K. Since then we have all calmed down and normal excessive greed has returned to the banking industry. Excessive payouts are back to being the norm. The only difference is instead of abusing and misleading new home owners, they are simply enjoying our savings whilst giving us sweet feck all for the pleasure ! You couldn't write the script for this one ! The daft thing is we are all payin to watch it ! @rsehole us !! Edited February 25, 2011 by Jaggy1967 Quote Link to comment Share on other sites More sharing options...
sigesige00 Posted February 25, 2011 Author Report Share Posted February 25, 2011 (edited) You should be able to open such an account at any branch of any bank - you don't have to go to the headquarters. Yes, but opening accounts at headquarters is one of my hobbies. I have over 60 account (normal bank, online bank, credit union, agricultural union, fishery union, labour credit union, Korean and Chinese banks). I want to add British accounts to my collection. Edited February 25, 2011 by sigesige00 Quote Link to comment Share on other sites More sharing options...
Jaggy1967 Posted February 25, 2011 Report Share Posted February 25, 2011 Yes, but opening accounts at headquarters is one of my hobbies. I have over 60 account (normal bank, online bank, credit union, agricultural union, fishery union, labour credit union, Korean and Chinese banks). I want to add British accounts to my collection. Tom thinks ...yer an arse! !! Quote Link to comment Share on other sites More sharing options...
crazy davie Posted February 26, 2011 Report Share Posted February 26, 2011 Yes, but opening accounts at headquarters is one of my hobbies. I have over 60 account (normal bank, online bank, credit union, agricultural union, fishery union, labour credit union, Korean and Chinese banks). I want to add British accounts to my collection. Ah fckn love you, man Quote Link to comment Share on other sites More sharing options...
Chicofan Posted February 26, 2011 Report Share Posted February 26, 2011 Yes, but opening accounts at headquarters is one of my hobbies. I have over 60 account (normal bank, online bank, credit union, agricultural union, fishery union, labour credit union, Korean and Chinese banks). I want to add British accounts to my collection. Do you have an account for helmets Quote Link to comment Share on other sites More sharing options...
Jaggernaut Posted February 26, 2011 Report Share Posted February 26, 2011 Yes, but opening accounts at headquarters is one of my hobbies. I have over 60 account (normal bank, online bank, credit union, agricultural union, fishery union, labour credit union, Korean and Chinese banks). I want to add British accounts to my collection. I heard you get a whale of an interest rate there. Quote Link to comment Share on other sites More sharing options...
Blackpool Jags Posted February 27, 2011 Report Share Posted February 27, 2011 Yes, but opening accounts at headquarters is one of my hobbies. I have over 60 account (normal bank, online bank, credit union, agricultural union, fishery union, labour credit union, Korean and Chinese banks). I want to add British accounts to my collection. This is a perfectly normal hobby and, in many cases, doesn't require any medical intervention. Quote Link to comment Share on other sites More sharing options...
sigesige00 Posted February 28, 2011 Author Report Share Posted February 28, 2011 I heard you get a whale of an interest rate there. Fishery unions in Japan are not banks, and their main aim is to support the local fishery. The interest rate is not high in any financial institutions in Japan. And many of the Korean credit unions, connected to the pro-DPRK Korean organisation, went bankrupt. In my prefecture, a Korean credit union was rebuilt under the leadership of a Japanese banker and government authorities. There are also pro-ROK (Republic of Korea) credit unions, but in my region that became a normal Japanese credit union under a Japanese businessman. That credit union makes it clear that it wants to transform itself to a normal bank. Quote Link to comment Share on other sites More sharing options...
yoda-jag Posted February 28, 2011 Report Share Posted February 28, 2011 Fishery unions in Japan are not banks, and their main aim is to support the local fishery. The interest rate is not high in any financial institutions in Japan. And many of the Korean credit unions, connected to the pro-DPRK Korean organisation, went bankrupt. In my prefecture, a Korean credit union was rebuilt under the leadership of a Japanese banker and government authorities. There are also pro-ROK (Republic of Korea) credit unions, but in my region that became a normal Japanese credit union under a Japanese businessman. That credit union makes it clear that it wants to transform itself to a normal bank. Riveting Quote Link to comment Share on other sites More sharing options...
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